Client
Hungry Lion
Location
Johannesburg, South Africa
Type of industry
Quick Service Restaurant
Business Unit
Digital Business
About Seko Microfinance
Seko Microfinance was built on a simple idea: helping people get through the toughest time of the month. In many communities, the story is the same. Before payday, people run out of money for essentials like transport, groceries and daily expenses. For many, the only option is borrowing from a neighbour.
In many communities, the story is the same. Before payday, people run out of money for essentials like transport, groceries and daily expenses. For many, the only option is borrowing from a neighbour. But informal lending comes with challenges. Some people repay, while others don't. Over time, relationships become strained, help turns into chasing repayments, and difficult conversations become part of everyday business.
"We became tired of chasing people. It starts to feel like you're disrespecting them." Mzimshe Ntlahla, Strategic Partner
Recognising the growing need, Seko Microfinance transformed informal lending into a structured business, offering affordable short-term loans from R100 to R2,500 to help people bridge the gap until payday.
Watch their #EpicTech story
Trust
Built on authenticated payments
Empowerment
Through real-time collections visibility
Innovation
Thanks to predictable cash flow
Reliable collections became the biggest obstacle.
Managing repayments proved to be one of Seko Microfinance's
greatest challenges.
The business challenge
Previous debit order solutions didn't deliver the reliability they needed. Payments were inconsistent, administration became overwhelming, and valuable time was spent following up with customers instead of growing their business. At one stage, they were on the verge of giving up.
"I find it good to use Altron FinTech's system because it makes my work much easier." Patricia Maseretse, Administrator
"Seko Microfinance was the very first customer signed through our Kasi Sales Project. Today, they're spending less time chasing payments and more time growing their business."
Abram 'Juice' Ndlovu | Supervisor: Kasi Sales, Altron FinTech
The solution
Determined to find a better way, Seko Microfinance discovered Altron FinTech through one of its marketing campaigns and decided to give it a try.
With the support of our team, the business was onboarded onto a structured collections solution that simplified repayments, reduced manual administration and brought greater predictability to their operations.
"The team was friendly, they took us through everything, and we decided to give it them a chance." Sylvia Maseretse, Founder

The benefits
Collections are more structured, processes are clearer and the burden of manual administration has been significantly reduced. The team can spend less time managing paperwork and more time supporting their customers.
Today, what began as neighbours helping each other has grown into a structured, trusted microfinance business serving its community.
With the support of Altron FinTech, Seko Microfinance is focused on what matters most, helping more people bridge the gap until payday and building a stronger, more sustainable business.
And for many people at month-end, that makes all the difference.
If you have an #epictech challenge
we have the solution.
