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Reliable credit management solutions for seamless and secure business operations

Reliable credit management solutions for

seamless and secure business operations

Introduction

Altron FinTech’s credit management software provides cutting-edge creditor management software tailored for micro-lending businesses of all sizes, from small offices to large institutions, including banks. Their solutions enable seamless management of operations, whether running centrally online or locally in-office. With a focus on transforming the microfinance industry through technology, Delter integrates with leading service providers to offer smooth and profitable business operations, including pay system integration, credit bureau data management, and credit checks. 

Key Features

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Delfin
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Our solution is a complete onsite, customisable credit management solution. Delfin includes loan documents and contracts, integrated authenticated collections, card pay-outs, credit bureau account updates and credit checks. 

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Webfin
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Is an online, browser-based, credit management solution. No installation is required and with its easy-to-setup design, it allows for customization to fit your business model. With Webfin you can view reports, approve loans and manage clients from anywhere. 

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Webloans
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Is an online loan application portal that integrates with your current website, allowing your clients to apply from anywhere and enabling you to manage the applications on Webfin. 

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Kwik Kadima
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Kwik Kadima is a mobile friendly version of Webfin, which has similar features that are available on Webfin. Some of the features that Kwik Kadima offers the merchant includes but is not limited to, uploading mandates, cancelling mandates, initiating payouts to customers. 

Biometrics
Unlike the use of other forms of authentication, such as passwords or tokens, biometric recognition provides a strong link between an individual and a data record. As such, we use biometrics to reduce fraud and minimise risk via fingerprint technology to authenticate collections. A borrower can seamlessly be granted a loan and additional sets of fingerprints can be added per client, allowing members to collect a loan on behalf of the client, ensuring positive identification.
Remote Signature Solutions
typically refers to the ability to electronically sign documents without the need for physical presence or paper-based processes. This process is facilitated through various technologies, often involving digital signature solutions or platforms. Remote Signatures are only integrated on Webfin. Once a customer signs remotely, the signature is merged into a PDF document which cannot be tampered with and includes a time and date stamp. Signers (clients) can sign documents from anywhere with an internet connection, reducing the need for physical presence and travel. Remote Signature Process offers an easy, cost-effective, secure and legal solution to signing documents online. What’s more, you’ll save on storage space and printing costs.
Document scanning
Scan and save documents directly into the Creditors Management System, which will allow you to streamline your processes and transform your business from paper to digital.
SMS Solutions
Save time, effort and costs by creating batch automated templates to send to your customers. The SMS Portal is an integrated module where single or batch SMSes are sent directly from the credit management system. Template setups are available and customisable, which allows you to select which client information is included in the SMS (for example: Client Number, Overdue Amount, Repayment Date, etc). Once the template is created, a batch SMS is sent out. A record is kept of all outgoing SMSs and the receiver is able to reply via SMS. The SMSs sent are immediately, there is no waiting period. Offsite back-up solutions: Automatically back-up your Delfin data to one of our highly-secured cloud servers on a schedule selected by you.
Central reporting
View Delfin data remotely and instantly anywhere, anytime. The data gets sent to a central server on a daily basis where it can easily be downloaded. This allows the user to view multiple sets of data from a central point. The data can be viewed separately per office, or as a summary for all offices. This system includes an offsite back-up system to ensure maximum security, making data retrievable immediately in case of hardware/software failure or computer theft.
SACRRA Membership
As a member of SACRRA (the South African Credit & Risk Reporting Association), your business has the opportunity to participate in an ever-growing shared database of credit and risk information, currently updated every month with over 50 million records. Having to uphold SACRRA’s Code of Conduct can assist members in reinforcing their standing and integrity with consumers, consumer bodies, Government and regulators across a range of aspects.

Value Added Services

Cloud services - Dark Cloud services - Light

Biometrics

Unlike the use of other forms of authentication, such as passwords or tokens, biometric recognition provides a strong link between an individual and a data record. As such, we use biometrics to reduce fraud and minimise risk via fingerprint technology to authenticate collections. A borrower can seamlessly be granted a loan and additional sets of fingerprints can be added per client, allowing members to collect a loan on behalf of the client, ensuring positive identification.

Cloud services - Dark Cloud services - Light

Remote Signature Solutions

Typically refers to the ability to electronically sign documents without the need for physical presence or paper-based processes. This process is facilitated through various technologies, often involving digital signature solutions or platforms. Remote Signatures are only integrated on Webfin. Once a customer signs remotely, the signature is merged into a PDF document which cannot be tampered with and includes a time and date stamp. Signers (clients) can sign documents from anywhere with an internet connection, reducing the need for physical presence and travel. Remote Signature Process offers an easy, cost-effective, secure and legal solution to signing documents online. What’s more, you’ll save on storage space and printing costs.

Cloud services - Dark Cloud services - Light

Document scanning

Scan and save documents directly into the Creditors Management System, which will allow you to streamline your processes and transform your business from paper to digital.

Cloud services - Dark Cloud services - Light

SMS Solutions

Save time, effort and costs by creating batch automated templates to send to your customers. The SMS Portal is an integrated module where single or batch SMSes are sent directly from the credit management system. Template setups are available and customisable, which allows you to select which client information is included in the SMS (for example: Client Number, Overdue Amount, Repayment Date, etc). Once the template is created, a batch SMS is sent out. A record is kept of all outgoing SMSs and the receiver is able to reply via SMS. The SMSs sent are immediately, there is no waiting period. Offsite back-up solutions: Automatically back-up your Delfin data to one of our highly-secured cloud servers on a schedule selected by you.

Cloud services - Dark Cloud services - Light

Central reporting

View Delfin data remotely and instantly anywhere, anytime. The data gets sent to a central server on a daily basis where it can easily be downloaded. This allows the user to view multiple sets of data from a central point. The data can be viewed separately per office, or as a summary for all offices. This system includes an offsite back-up system to ensure maximum security, making data retrievable immediately in case of hardware/software failure or computer theft.

Cloud services - Dark Cloud services - Light

SACRRA Membership

As a member of SACRRA (the South African Credit & Risk Reporting Association), your business has the opportunity to participate in an ever-growing shared database of credit and risk information, currently updated every month with over 50 million records. Having to uphold SACRRA’s Code of Conduct can assist members in reinforcing their standing and integrity with consumers, consumer bodies, Government and regulators across a range of aspects.

Value added services

  • Biometrics
  • Remote signature solutions
  • Document scanning
  • SMS solutions
  • Central reporting
  • SACRRA membership

Biometrics

Fingerprint authentication for secure, fraud-resistant loan approvals and collections. Allows authorized individuals to collect loans on behalf of clients.

Remote signature solutions

Enables clients to sign documents digitally from anywhere, with tamper-proof PDF storage and time-stamping. Reduces physical presence needs and saves on storage and printing costs. Integrated with Webfin.

Document scanning

Directly scan and save documents into the Creditors Management System, transforming processes from paper to digital.

SMS solutions

Send customized, batch SMS templates directly from the credit management system, with instant delivery and reply options. Tracks outgoing messages for record-keeping.

Central reporting

Access Delfin data remotely with daily updates to a central server, offering separate or summary views by office, along with secure offsite backup.

SACRRA membership

Access an extensive credit and risk data network, enhancing business credibility and integrity with monthly updates from over 50 million records.

Biometrics

Biometrics

Fingerprint authentication for secure, fraud-resistant loan approvals and collections. Allows authorized individuals to collect loans on behalf of clients.

Remote signature solutions

Remote signature solutions

Enables clients to sign documents digitally from anywhere, with tamper-proof PDF storage and time-stamping. Reduces physical presence needs and saves on storage and printing costs. Integrated with Webfin.

Document scanning

Document scanning

Directly scan and save documents into the Creditors Management System, transforming processes from paper to digital.

SMS solutions

SMS solutions

Send customized, batch SMS templates directly from the credit management system, with instant delivery and reply options. Tracks outgoing messages for record-keeping.

Central reporting

Central reporting

Access Delfin data remotely with daily updates to a central server, offering separate or summary views by office, along with secure offsite backup.

SACRRA membership

SACRRA membership

Access an extensive credit and risk data network, enhancing business credibility and integrity with monthly updates from over 50 million records.

Key benefits

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Credit protection & funeral services
Optional add-on for customer loans, with partnerships available upon request.
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Debt collection
Integrate with debt collection software for managing bad debt, including legal document printing, cost allocation, and reporting.
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Credit checks
Integrated checks via Compuscan, TransUnion, and XDS provide full consumer reports, streamlining affordability assessments within compliance guidelines.
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Pay systems
Integrates with NuPay and Amplifin for secure payments, including MPS and DebiCheck compatibility.
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Accounting integration
Exports General Ledger data directly to accounting software, including Sage.
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VoIP systems
Enables client call logs and voice recordings within Webfin/Delfin systems, enhancing communication tracking.

Our Compliance Partners

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Experian-logo
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GroupsRUsLogo
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Customer Success Stories

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Star Finance

Star Finance, a microfinance company with nearly 30 years in the industry, has been partnering with Altron FinTech for over a decade. Their decision to move to DebiCheck transformed their operations, allowing them to shift toward a fully virtual model. This transition has enabled them to expand beyond the Western Cape and embrace cashless operations, fuelling their growth. Altron FinTech’s services have been key in this transformation, providing secure, efficient payment solutions.

“innovative, they are ahead of technology compared to the rest of the players in the industry.”

Learn more
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CFin

CFin, a microfinance company specializing in microloans, has been a long-standing partner of Altron FinTech since 2001. Over the years, Altron FinTech has supported CFin's operations with reliable payment solutions.

CFin utilizes NuPay, which provides secure, flexible payment processing and debit order solutions, allowing the business to manage cash flow efficiently. This system also enables the owner, to work remotely, offering crucial flexibility in the fast-paced microfinance industry.

“They are efficient with any problems I have.”

Learn more
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Oh My WiFi

Oh My WiFi is a telecommunications company specializing in mobility and interconnection services, In 2023, OhMyWifi partnered with Altron FinTech to implement the DebiCheck solution, which provided a reliable system for managing multiple debit orders and preventing payment reversals. This solution allowed Oh My WiFi to stabilize cash flow and cater to seasonal fluctuations, improving overall payment flexibility and operational efficiency. The personalized onboarding process and ongoing support from Altron FinTech further strengthened the business’s ability to grow and attract clients in rural areas.

“They are the greatest!”

Learn more
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National Debt Help

National Debt Help, a debt counselling company, has transformed its operations with Altron FinTech's NuPay platform. By transitioning to DebiCheck, National Debt Help streamlined its workflow, allowing real-time transaction processing and improving overall efficiency. The platform's user-friendly design simplified daily operations, while features like Strike Date Analysis (SDA) enhanced transparency and client management.

"NuPay is user-friendly and simple to understand. Since I’ve joined, I’ve been able to work independently, and everything is in my own hands."

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Sessol

Sessol, a direct marketing company, has been a long-term partner with Altron FinTech for over five years, transforming its operations with the integration of NuPay’s DebiCheck platform. With the adoption of DebiCheck, they seamlessly transitioned to electronic payments, now accounting for 80% of their operations. This shift has enhanced their payment processes and given them a competitive edge. Sessol continues to rely on Altron FinTech’s solutions for business growth, benefiting from their responsive customer support and commitment to innovation.

"Thank you for the service and giving us access to financial services. We value long-term partnerships and appreciate the support we’ve received."

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Payday Buddy

Established in 2022, Payday Buddy is a microfinance business dedicated to offering small, accessible loans to its community. With a National Credit Regulator (NCR) certificate, the company ensures responsible lending practices. By utilizing Altron FinTech’s DebiCheck solution, Payday Buddy has streamlined its loan repayment process, enabling automated and secure payment collections. This integration has improved cash flow management and allowed the business to scale efficiently, providing even greater financial support to those in need.

"The system they have is brilliant at the moment,"

From transaction processing, digital payments & tokens to terminal devices, we are everywhere.